Insurance and Fees
"Every day
do something
that will inch you
closer to a better
tomorrow."
~Doug Firebaugh
Fees
You may pay by utilizing your insurance company or you may pay out of pocket. Insurance payments range from $60 to $104 and average $80.00 per session depending on your insurance company and your plan. Out of pocket self payment fees are charged at $70 for individuals and $80 for family sessions. In special cases fees may vary. Make sure to ask us about our sliding payment scale for self pay.
There are some things you should consider when deciding whether to use your insurance or to pay out of pocket.
If privacy and security are an issue with you, choosing the out of pocket option might be the best choice for you. Insurance companies have a set of “guidelines” that apply to claims for mental health counseling. 
These guidelines may have unforeseen consequences. They all require a mental disorder diagnosis. Their panels then decide if you actually need the therapy. The insurance companies have determined a set number of visits and types of intervention it takes to be “cured”. If you feel the need for more visits for your condition, you have to petition for more paid visits with no guarantee of having them approved. This diagnosis requirement necessitates that I have to share the information with the insurance company who in turn can share it with your employer, the courts, or other authorized entities. Before insurance payments are disbursed by the insurance, plan deductibles must be met by client.
Pay Online
Once an appointment has been set, online payments are accepted in advance for both copayments and out of pocket self payments. Select your amount and click on the button to pay, make sure to select "Add special instructions to merchant" and enter the authorization code you receive from Whiteowl Services.
Accepted Insurance Plans
Insurance plans vary by therapist, make sure to check back frequently for newly added plans.
Ina Krieble, MA NCC LPCC - Aetna, Cigna, Lovelace Health Plans, Magellan Behavioral Health, Molina, Presbyterian Health Plan, OptumHealth New Mexico and United Behavioral Health.
Links: Psychology Today
Marie Ginga, MA LPCC - Presbyterian Health Plan, OptumHealth New Mexico and United Behavioral Health.
Lisa K. Harvey, MA LPCC - Presbyterian Health Plan, OptumHealth New Mexico and United Behavioral Health.
Rose Oplinger, MA LMHC - currently accepting self-pay, Presbyterian Health Plan and Aetna. Keep checking as I have applied to become a provider with Lovelace, Tri-Care, and other insurances.
